Lee Sells and Speaks More...

Lee Ginsburg is an award-winning Realtor with 30 years experience in Peninsula residential real estate. With the utmost attention to detail, Lee delivers expert marketing, negotiating, and management of all financial matters. With a strong commitment to honesty, fairness and hard work, Lee has successfully helped first time home buyers, move up buyers and investors.

Lee’s goal is to exceed your expectations. For the latest community information, please subscribe and see how Lee can help you.

Friday, January 23, 2009

Open House - Prestigious Monterey Heights

Pemier Open House
Sat. & Sun. Jan 24 & 25 - 2:00 - 4:00 P.M. (Refreshments Served)
Tue. Jan. 27 - 1:30 - 3:00P.M. (Refreshments Served)
Prestigious Hills of Monterey Heights, San Francisco
138 San Felipe Ave

· 3 Bedrooms and 2.5 Baths (1896 Sq. Ft.)
· Inlaid Hardwood Floors, Dual Paned Picture Windows, Shutters
· Exquisite Distinctive Old World Architectural Details & Crown Moldings
· Traditional Formal Dining Room with Views of the Pacific Ocean
· Inviting Living Room has a Charming Fireplace & Awesome Views
· Dramatic Sunsets & Sweeping Views from the 2 Top Level Bedrooms
· Newly Remodeled Private 3rd Bedroom and Bath on Lower Level
· Lovely Eat in Kitchen looking out on the Rear Tiered Yard
· Hand Painted Faux Walls and Mural
· 2 Car side by side parking, storage and laundry in the Garage
· Conveniently Located near the vibrant West Portal Village of Shops, Cafes and Restaurants, Mt. Davidson Park and easy access to 101, 280, SFO

Key for people who Love the City. This Gracious traditional home is located on the most picturesque street in the prestigious hills of Monterey Heights. This home premieres the most exquisite architectural details, hand painted faux walls, dual paned windows, and inlaid hardwood floors. Upon entering you are greeted with Magnificent Dramatic Sweeping views of the Pacific Ocean, St. Francis Woods, Lake Merced, Hills and Trees. The wood foyer leads you to the impressive warm living room hosting a charming marble wood burning fireplace. Sip wine and enjoy this luxurious room with old fashioned “Parlor Charm”. An Arch entry way welcomes you to the traditional formal dining room. A forgotten elegance returns to mealtime where guests will dine not merely eat. A classic eat in tiled kitchen, views out to the large rear tiered yard. The two sumptuous upper level bedrooms overlook Lake Merced and the Pacific Ocean. The lower level is enhanced with a newly remodeled bedroom, its own full bath and a private entrance. Conveniently Located near the vibrant West Portal Village of Shops, Cafes and Restaurants, Mt. Davidson Park and easy access to 101, 280, SFO. Come and Compare!
Hope to see you there.


Tuesday, January 20, 2009

Home Buying Seminar

Home Buyer Seminar
Wednesday February 4, 2009 - 6:00 P.M.
Location: 180 El Camino Real, San Bruno

Prudential Ca. Realty Bank of America
Lee Ginsburg CRS, SRES Shaveta Sareen
877-Lee Sells (877-533-7355) 650-358-4874
Complimentary: Parking, Dinner, Home Buying Guide
No Cost! No Obligation!
Please reserve at toll free 877-Lee-Sells (877-533-7355)

One Person’s Loss, Is Your Window of Opportunity!!!

Learn How to Take Advantage of Today’s Real Estate Market. Yea!
· REO’s, Bank Owned Property, Foreclosures, Short Sales
· Qualifying For a Loan in Today’s Market. It’s not that bad.
· Low Down Payment Programs. Try 3.5% Down!
· Understand the Home Buying Process.
· Learn Many Practical & Easy to Use Negotiating Points .
· Closing Costs, Inspections, Contingencies, Title Insurance.
· Real Estate Auctions.
· First Time Home Buyer Credits.
· Auctions
It is Real Estate Better To Own Real Estate and Wait, Than Wait to Own Real Estate


Thursday, January 8, 2009

Helping a Child Purchase a Home? Loan, Gift, Partner?

As parents we all love our children and only want to help them. In the Bay Area parents almost have to help with a down payment. Do you give your children a gift or a loan? Is it better to be a co-borrower with them? Maybe be partners. If you help one child, you have to help the others. California is a community property state and that creates other issues. It is difficult to bring it up but more than half the marriages wind up in divorce and gifting child money to purchase a home is possibly giving your child’s ex-spouse a very generous gift. Asking a child to sign a promissory note is not always comfortable. In many families Money is a “taboo” subject. I helped my son purchase a home with the idea he was to pay it back when he could. My wife and I always had a good relationship with my son so we did not see any need to have a signed document. Hope that does not come back to bite us. He got engaged a year later and married a short time later. A wonderful girl and we love her like a daughter. Before he got married I explained to him Community Property laws and advised him if god forbids he got divorced he still owed the money. I probably would not ask for the payment but I wanted him to understand the consequences. It is now almost 3 years later and we are very happy with our decision. I am writing this because most people are like me but some may not be as fortunate. A choice might be a loan and gifting the annual interest, another choice might be to be partners, or an outright gift. Whatever method of help you choose it will have tax and possible legal consequences for you and your child. I think anyone helping a child or any family member should speak with a lawyer and an accountant before loaning, gifting, or cosigning. I will close with what my father always told me; Don’t do as I do, do as I say. Wishing you and your children the best. www.leesellsmore.com